Running a business comes with risks — lawsuits, equipment breakdowns, data breaches. That’s where business insurance comes in.
Must-Have Business Coverage
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General Liability Insurance: Covers third-party injuries or property damage.
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Professional Liability (E&O): For consultants, freelancers, and service providers.
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Cyber Liability: Protects against hacking and data theft.
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Commercial Property Insurance: Covers buildings, inventory, and equipment.
Best Providers for Small Businesses
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NEXT Insurance
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The Hartford
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Hiscox
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Chubb
How Much Does Business Insurance Cost?
Depends on your industry, number of employees, revenue, and location. Get multiple quotes and reassess coverage yearly as your company grows.