Whether you own a condo or a mansion, homeowners insurance protects your investment from unexpected losses.
What Does Homeowners Insurance Cover?
Standard policies include:
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Dwelling Protection (structure)
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Personal Property (furniture, electronics)
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Liability Coverage (injuries on your property)
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Loss of Use (temporary housing)
You can also add:
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Flood Insurance
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Earthquake Coverage
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Scheduled Personal Property Riders
Best Home Insurance Providers in 2025
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Amica Mutual
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Lemonade
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Allstate
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USAA (for military families)
Getting the Best Home Insurance Quote
Use trusted websites to compare home insurance quotes based on location, coverage needs, and home value. Bundling with auto insurance can save 15–25%.